Financial Plus Credit Union
Borrow up to $2,000 instantly with no credit check required and simple digital application. Get approved 24/7 with funds right into your account for emergencies!
The Ready Now Loan from Financial Plus Credit Union offers a quick and flexible way for members to handle unexpected expenses. With the ability to borrow up to $2,000 and no credit check required, this loan is appealing for anyone facing urgent financial needs. Terms are simple: a $25 processing fee is added, and eligibility requires consistent direct deposits for at least six months.
The application can be completed digitally in just minutes, making emergency funds easily accessible. Funds are deposited immediately upon approval, and there’s a 24/7 instant decision process, further reducing financial stress for applicants.
How to Apply: Simple Step-by-Step
1. Log into your Financial Plus Credit Union digital banking account.
2. Select the “Buy Now, Pay Later + Ready Now” option in the menu.
3. Follow the steps to complete your application and receive your funds instantly.
Pros of Ready Now Loan
The most significant advantage is approval without any credit check, making it accessible even to those with less-than-perfect credit.
Additionally, the digital application process is fast, convenient, and available 24/7, with same-day funding directly to your account.
Cons of Ready Now Loan
Loan limits are relatively low, capped at $2,000 or your monthly direct deposit amount, whichever is less. A $25 processing fee applies, increasing the initial cost.
Also, only current members with stable direct deposits qualify, so some potential applicants may be excluded.
Verdict
Ready Now Loan is a practical bridge for credit union members who need quick cash and can’t afford lengthy approval processes. It’s a straightforward solution, but those requiring larger amounts or without qualifying deposits may need to look elsewhere.
